Tim Herriage is the Founder and President of Ternus, dedicated to reshaping real estate investments. Previously, he co-founded Blackstone's B2R Finance, which went public as Finance of America, and served as Executive Director at RCN Capital.

At Ternus, Tim pioneers innovative financing solutions, including a unique 100% financing fix and flip product in Dallas. His strategic vision and extensive experience position Ternus as a leader in real estate financing.

A former U.S. Marine Corps Intelligence Analyst, Tim's leadership is marked by strategic analysis and disciplined decision-making. Residing in Rockwall, Texas, with his wife and two sons, Tim enjoys traveling, sports, and real estate ventures. Through his "Real Investing" podcast, he educates and empowers new investors, continuing to impact the real estate industry.

 Ryan Harper is a seasoned media expert and co-host of the Real Investing podcast. With a rich background in media production, Ryan brings a unique perspective to real estate investing. He has successfully blended his media expertise with a deep understanding of real estate, making him a valuable asset to the show. Ryan’s passion for storytelling and commitment to high-quality content have earned him a reputation as a reliable voice in the industry. He uses his platform to empower everyday investors with practical advice and actionable insights. Known for his down-to-earth approach and engaging personality, Ryan helps others navigate the complexities of real estate investing to achieve their financial goals. When he’s not behind the microphone, Ryan enjoys exploring new investment opportunities and spending time with his family.